Claiming Tax Deductions While Working From Home 🏡

With the “new” normal quickly becoming just normal, working temporarily or permanently from home is starting to become a reality. If you’ve made the transition, you may be wondering if you’ll be able to claim any tax deductions for any work from home-related expenses.  Are you an employee?Running your own business as a sole proprietor,… Read more →

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Visualised: Pre-lockdown vs post-lockdown expenditure

Would you have believed it if someone told you that we would be where we are now at the beginning of the year? The coronavirus pandemic has certainly caused not only a health pandemic but an economic and social pandemic has resulted too. Our data and design teams have worked hard to bring together what… Read more →

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How the Repo Rate Cut Affects You 📉

The SARB has announced yet another reduction in the repo rate from 3,75% to 3,5% last week. This 25 basis point* reduction will have an impact on all South Africans, so we’ll break this down into how this affects you as a consumer, investor and saver below. The repo rate is the interest rate as which the… Read more →

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Do-It-Yourself Investing

Investing your own money is important if you want to build your wealth. Investing enables you to generate future returns which can help you save for retirement or meet long-term goals. Of course, you have the potential to lose your money in investments but if you invest wisely, the potential to gain money is higher… Read more →

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Avoiding Common Money Mistakes ❌

Self-help financial books often focus on selling the feeling of financial success, but the feeling of financial success doesn’t necessarily mean that you’ve actually achieved financial success. You might want to live comfortably, own a yacht and a sports car, or you might want to be the richest person in the world. At the end… Read more →

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Retirement: Not Just a Number

We go to school until matric, some carry on studying further until their mid-twenties, work or start our own businesses afterwards and retire somewhere between 60 and 65 years old. Although life isn’t as bland or simple as this, eventually, everyone retires.  Retirement can be an exciting and happy stage of one’s life. However, it’s… Read more →

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Buying A Home Right Now 🏠

While many industries are starting to show signs of the effects caused by the coronavirus pandemic, there are some instances where consumers can take advantage of the situation – one of those is the housing market in South Africa. The supply in the housing market had already exceeded demand before the pandemic. The strong buyers’ market… Read more →

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Landing your dream job

Our careers and making money are interwoven. Before we can think of saving, spending and investing, we need to make money. Passive income is great but to have a large enough source of passive income, we often need to have an active job. Finding a job is difficult and, sadly, the increase in unemployment has… Read more →

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Saving money with limited sacrifices

When exploring ways to save or earn a little more money becomes more work than it’s worth, it’s time to re-evaluate your thinking. Saving money should be simple and when it’s not, we don’t often follow through. That’s why we’ve put together a few of the easiest ways to save, starting right now. These tips… Read more →

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Starting from Zero 📝

Last week, Finance Minister Tito Mboweni delivered an emergency budget which comes as a result of the economic impact caused by the Covid-19 pandemic. Some of the highlights which came from the speech include: our economy being on course to experience its biggest contraction in 90 years, tax revenue collection being behind target by R35 billion and… Read more →