wants-needs
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The heart wants what it wants, and my brain is in cahoots

Budgeting is the art of aligning your spending with your values. The key is to separate your wants from your needs so that you’re more self-aware of how you’re spending money.

22seven and taxtim
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How to use 22seven to rock your tax return

A few tips to help make 22seven tax friendly.

Decellerate
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Decellerate your mobile costs

Contract, or pre-paid? If you’re using a mobile phone, there is more to consider than just what you’re paying.

Paying tax: Do I need to pay tax?
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Do I need to pay tax?

Do you need to pay tax? Sometimes, no. SARS has recently communicated that if you earn less than R350,000 in a year, and fulfil a series of complicated criteria, you may not have to file a tax return in 2016. If you earned under R350 000 before tax in a full year from one employer and have… Read more →

Tax registration. How to get a tax number: A step-by-step guide
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How to get a tax number

Either you or your employer would have registered you and you would have been issued with a 10-digit tax reference number from SARS. If you have not registered then the process is easy: 1. Simply click here to download the IT77 form, print it out and follow these easy steps to completing it. 2. You… Read more →

Tax refund, rebates and returns explained
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Returns, rebates and refunds explained

Most taxpayers just want to do their tax quickly and easily, and if they’re due – receive some money back from SARS. A lot of confusion surrounds the process, but by understanding three common terms can make tax season a little bit easier. Return, rebate and refund are the most commonly misunderstood words when it… Read more →

coin jar
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Using a coin jar to make a small change

The value in making small changes to increase savings.

Tax season vs Tax Year. What's the difference
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Tax Season and Tax Year explained.

So what is the difference between Tax Season and Tax Year?

Sole Proprietor or Company What's Best for Tax?
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Sole Proprietor or Company. Which is best for tax?

Getting a new business venture off the ground is an equally exciting and stressful time. You’re enthusiastic about getting your new product or service out into the market, but you face quite an administrative process to get it off the ground legally. A decision that often stumps many small business owners is whether to operate… Read more →

Provisional Tax. Am I a provisional tax payer
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What is provisional tax? Do I have to pay it?

What is provisional tax? Provisional tax is a method of paying tax due, to ensure the taxpayer does not pay one large amount all in one go. As the tax liability is spread over the relevant year of assessment. It requires the taxpayers to pay at least two amounts in advance, during the year of… Read more →