In the final post of this series, we give all nine banks their final scores and dig a little deeper into the numbers behind them.

If you missed our previous reviews, take a look at Part 1 (Absa, African, Bidvest Bank), Part 2 (Capitec, FNB, Nedbank) and Part 3 (Old Mutual, Standard Bank, TymeBank) for a closer look at each bank’s entry-level offering.

If there’s one key takeaway from this series of posts, it’s this: Don’t make monthly account fees the be-all and end-all. The most you can save on that is R6 per month. Instead, look at transactional fees — especially the ones you do most frequently — and interest rates.

Bank Account Comparison Table


Behind the scores

Take a look at the tables below to see how we landed up with these scores. Note that interest rates were given a slightly higher weighting than the other factors.

If you’d like to download these fees in one spreadsheet, click here.

Bank Account Interest Rates Bank Account Transactional Fees 1 Bank Account Transactional Fees 2 Bank Account Monthly Fees Bank Account HelloPeter RatingBank Account Mobile App Ratings

If you’d like to download these fees in one spreadsheet, click here.