Posts categorised by Ideas & tips

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Healthy eating on a budget

Healthy eating is often associated with spending more money. It’s true that eating healthily can be expensive, however, there are many ways to eat nutritious foods that your body – and wallet – will thank you for. These 4 tips will help you stay on track with your health goals and your budget. Plan your meals… Read more →

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Tax benefits to consider before the end of February 2021

If you’re paid a salary each month, it may feel like receiving income and paying tax are automated tasks. Any monthly tax deductions as well as contributions to company benefit plans might seem like values you don’t have any control over. However, you most likely have a rough idea of your income and expenses, which… Read more →

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Dealing with debt after a payment holiday

For many South Africans, the payment holiday offered by credit providers during the three-month period from April to June 2020 came as a great relief. In a recent survey by the debt counselling firm, DebtBusters, a rather grim picture of the consequences of the payment holiday was painted. Payment holidays were an effective short-term solution,… Read more →

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Knowing and tracking your net worth

As we approach the end of 2020, it’s a great time to reflect on your financial activities throughout the year. More importantly, it’s the perfect opportunity to review your net worth.

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4 ways to eliminate expensive rubbish

The next time you take the rubbish bag out, imagine that it is filled with money. The money spent on the rubbish that’s now in it. A glimpse into someone’s rubbish bag of money would give a good indication of the person’s eating habits. Maybe you’ll see four chocolate wrappers from the shelf just before… Read more →

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Mindful Buying 🛍

Have you ever been caught between two worlds, where your heart says one thing and your mind says the opposite? The concept of mindfulness has recently gained popularity as a way of paying attention in a particular way – on purpose and in-the-moment awareness without any judgment. Mindful eating and mindful moving are popular terms… Read more →

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Good Debt vs Bad Debt

Have you heard of a friend or family member boasting about the amount of debt that they have? You probably think that they’ve lost it and immediately lecture them on the dangers of debt. After all, it’s the first thing that pops up in most of our minds. Debt has received a lot of negative… Read more →

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(Financial) Knowledge is Power 📚

Financial literacy isn’t as complex as most people set it out to be. It’s the ability to understand and apply financial skills including those related to saving, investing and budgeting. It’s a skill that everyone has the ability to master but one that many seem to overlook the most. In South Africa, we have a… Read more →

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Claiming Tax Deductions While Working From Home 🏡

With the “new” normal quickly becoming just normal, working temporarily or permanently from home is starting to become a reality. If you’ve made the transition, you may be wondering if you’ll be able to claim any tax deductions for any work from home-related expenses.  Are you an employee?Running your own business as a sole proprietor,… Read more →

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Money saving hacks

Everybody wants to save money, but actually saving money is difficult. It’s natural to feel like saving money is a sacrifice, as we are deferring present spending for use in an uncertain future. Struggling to actively make changes to your spending habits will often leave you frustrated.  However, by not saving you are constantly having… Read more →