Posts categorised by Mind over money

Budgeting Made Easy
Read more of this post

The B Word

Budget first. People are always posting on social media that they don’t have any money left over to save or invest at the end of each month. The thing is, many of them haven’t taken the time to draw up a budget. So let me point out the obvious: It’s not possible to know with… Read more →

My Financial Journey: Kay Carmichael
Read more of this post

My Money Journey: Kay Carmichael

My story I’m Kay and I’m a freelance storyboard artist living in Cape Town. This is the story of my money-journey. I come from a formerly well-off family that gave me a lot of advantages in life: paid-for studies, my first car, private school education. Things went south with our finances before I left home,… Read more →

Read more of this post

5 resources to help you master personal finance

Learning about money and personal finance can make all the difference to the success of your financial plans. Fortunately, you don’t need to get a degree in financial planning to become a master of personal finance.

Read more of this post

Better budgeting for beginners: Part 2

There’re many different budgeting methods out there. Which one you choose to use depends entirely on your particular financial needs and goals. There really is no ‘best’ way to budget, but our goal at 22seven is to help you budget better.

Read more of this post

Better budgeting for beginners: Part 1

So, you’ve signed up to 22seven, linked your accounts, and have your most recent transactions neatly categorised in the app. Now what? Well, now would be a good time to start budgeting. 

Read more of this post

Time is money: How much of your life did that cost?

What if… instead of paying for your car with cash you headed down to the dealership, rolled up your sleeves and washed or serviced 200 cars each month to pay it off. It would be like something out of an old-timey movie where you forget your wallet and have to wash the dishes to pay… Read more →

Turning Money No-Nos into Money Know-Knows
Read more of this post

The Power of Nudges: Turning Money No-Nos into Money Know-Knows

How decision-making fallacies lead to poor money choices.