Make 2021 your best financial year yet

Life gives us a second chance every 365 days. A chance to do better and to be better. After a year like 2020, we desperately need to turn over a new leaf. But what will you do with the new opportunities 2021 holds? Will you start anew or keep on locking horns with your wallet?… Read more →

Structuring your financial accounts

Within 30 seconds, could you tell someone where your money is and how much you have in each of your accounts? Often we have too many accounts, duplicate accounts attracting double the bank charges or a lot of money in non-interest bearing accounts. Setting up a financial structure which is simple and easy to follow… Read more →

Healthy eating on a budget

Healthy eating is often associated with spending more money. It’s true that eating healthily can be expensive, however, there are many ways to eat nutritious foods that your body – and wallet – will thank you for. These 4 tips will help you stay on track with your health goals and your budget. Plan your meals… Read more →

Start saving for retirement in your 20s

One of the biggest questions about retirement is when to start saving. Even though you might be in your early 20s and retirement may seem a long way off, it’s vital to start sooner rather than later.

Keep this in mind when shopping this Black Friday 🛍

With the financial consequences of the pandemic still looming for most, it’s important to keep these tips in mind when going Black Friday shopping.

Tax benefits to consider before the end of February 2021

If you’re paid a salary each month, it may feel like receiving income and paying tax are automated tasks. Any monthly tax deductions as well as contributions to company benefit plans might seem like values you don’t have any control over. However, you most likely have a rough idea of your income and expenses, which… Read more →

What the US elections mean for South Africa 🗳️

All eyes are on Biden to kick-start US economic recovery and to strengthen relationships with developing countries like South Africa, as well as with other developed nations. While we wait in anticipation for the newly elected president to take the stage, let’s hold onto the future prospects of the Biden blue wave.

Investments: How to get the most bang for your buck

Being a successful investor over the long term is actually fairly simple, anyone can do it! The key is to do as little as possible – which doesn’t actually sound like good advice, but hear us out.  Fidelity, a large asset manager in the US, has done a study to find out which accounts had… Read more →

What’s the deal with the Medium-Term Budget Policy Statement?

2-3 min read (or getting dressed for your morning run) Finance Minister, Tito Mboweni finally gave the budget speech after it was postponed by a week. “We must rebuild our economy, rehabilitate our public finances and recover from the devastation wrought upon us by COVID-19”, he proclaimed. The Medium-Term Budget Policy Statement (MTBPS) was made on 28… Read more →

Do you know why you want to be financially free?

Financial freedom has become a buzzword made popular by Youtubers, writers and bloggers. Many of us have the goal to be financially free, but far fewer actually attain that goal. One of the reasons for this is that we say we want to be financially free, but have no idea what that actually means, or… Read more →

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What’s your money personality – Money Boss 💪

Did you know there are different money personalities? The Money Boss is what you get when you throw all the pros of the previous money personalities together and you end up with a well-rounded, money-wise individual that bosses their money like a pro.

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Dealing with debt after a payment holiday

For many South Africans, the payment holiday offered by credit providers during the three-month period from April to June 2020 came as a great relief. In a recent survey by the debt counselling firm, DebtBusters, a rather grim picture of the consequences of the payment holiday was painted. Payment holidays were an effective short-term solution,… Read more →

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What’s your money personality – The Avoider 🛑

Did you know there are different money personalities? Avoiders often ignore anything that has to do with their money and spending habits, which in most cases leads to debt piling up. However, they don’t buy items to make social statements or to make themselves feel good, so they aren’t controlled by their money and don’t let finances rule their lives.

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Are you financially healthy?

Your financial health is important, just like your physical health. We can measure our physical health, quite easily, by comparing ourselves to others or by the way we feel. Financial health is more tricky.

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What’s your money personality series- The Money Hoarder

2-3 min read (or checking your budget page) Did you know there are different money personalities? Ever wondered what yours is and what it means for your bank account? Over the next few weeks, we’re rolling out a series of Slice articles on different money personas to help you identify your type and learn more about what the… Read more →

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Knowing and tracking your net worth

As we approach the end of 2020, it’s a great time to reflect on your financial activities throughout the year. More importantly, it’s the perfect opportunity to review your net worth.

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What’s your money personality series- The Big Spender

2-3 min read (or brushing your teeth) Did you know there are different money personalities? Ever wondered what yours is and what it means for your bank account? Over the next few weeks, we’re rolling out a series of Slice articles on different money personas to help you identify your type and learn more about what the… Read more →

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Don’t let uncertainty catch you off guard

+- 2 min read (or warming up leftovers for lunch) Since the start of lockdown in March, we’ve been bombarded with news of increasing job losses in the country. At the end of September, statistics showed that the number of employed people in SA decreased by 2.2 million from the first quarter of 2020. This was recorded as… Read more →

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Save jobs. Travel local.

Given the current Covid-19 situation and that our international borders only reopened recently, South Africans have the perfect excuse to travel and explore locally. After months of missing out on weekly get-togethers, exciting events and long-planned holidays, the recent move to a level 1 lockdown brought the good news that we’ll be able to make… Read more →

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Sustainable investing: Investing with a conscience

+- 3 min read (or a cup of tea) What is sustainable investing? The world of investing can sometimes seem all too corporate and difficult to comprehend. And as Warren Buffet, one of the greatest investors of our century, once said, you should never invest in a business you cannot understand. If there’s one thing… Read more →