What if… instead of paying for your car with cash you headed down to the dealership, rolled up your sleeves and washed or serviced 200 cars each month to pay it off. It would be like something out of an old-timey movie where you forget your wallet and have to wash the dishes to pay… Read more →
The svens relate a story from a colleague.
How decision-making fallacies lead to poor money choices.
Budgeting is the art of aligning your spending with your values. The key is to separate your wants from your needs so that you’re more self-aware of how you’re spending money.
Contract, or pre-paid? If you’re using a mobile phone, there is more to consider than just what you’re paying.
Do you need to pay tax? Sometimes, no. SARS has recently communicated that if you earn less than R350,000 in a year, and fulfil a series of complicated criteria, you may not have to file a tax return in 2016. If you earned under R350 000 before tax in a full year from one employer and have… Read more →
Either you or your employer would have registered you and you would have been issued with a 10-digit tax reference number from SARS. If you have not registered then the process is easy: 1. Simply click here to download the IT77 form, print it out and follow these easy steps to completing it. 2. You… Read more →
Most taxpayers just want to do their tax quickly and easily, and if they’re due – receive some money back from SARS. A lot of confusion surrounds the process, but by understanding three common terms can make tax season a little bit easier. Return, rebate and refund are the most commonly misunderstood words when it… Read more →
The value in making small changes to increase savings.
So what is the difference between Tax Season and Tax Year?