Make 2021 your best financial year yet

Life gives us a second chance every 365 days. A chance to do better and to be better. After a year like 2020, we desperately need to turn over a new leaf. But what will you do with the new opportunities 2021 holds? Will you start anew or keep on locking horns with your wallet?… Read more →

Structuring your financial accounts

Within 30 seconds, could you tell someone where your money is and how much you have in each of your accounts? Often we have too many accounts, duplicate accounts attracting double the bank charges or a lot of money in non-interest bearing accounts. Setting up a financial structure which is simple and easy to follow… Read more →

Healthy eating on a budget

Healthy eating is often associated with spending more money. It’s true that eating healthily can be expensive, however, there are many ways to eat nutritious foods that your body – and wallet – will thank you for. These 4 tips will help you stay on track with your health goals and your budget. Plan your meals… Read more →

Start saving for retirement in your 20s

One of the biggest questions about retirement is when to start saving. Even though you might be in your early 20s and retirement may seem a long way off, it’s vital to start sooner rather than later.

Keep this in mind when shopping this Black Friday 🛍

With the financial consequences of the pandemic still looming for most, it’s important to keep these tips in mind when going Black Friday shopping.

Tax benefits to consider before the end of February 2021

If you’re paid a salary each month, it may feel like receiving income and paying tax are automated tasks. Any monthly tax deductions as well as contributions to company benefit plans might seem like values you don’t have any control over. However, you most likely have a rough idea of your income and expenses, which… Read more →

What the US elections mean for South Africa 🗳️

All eyes are on Biden to kick-start US economic recovery and to strengthen relationships with developing countries like South Africa, as well as with other developed nations. While we wait in anticipation for the newly elected president to take the stage, let’s hold onto the future prospects of the Biden blue wave.

Investments: How to get the most bang for your buck

Being a successful investor over the long term is actually fairly simple, anyone can do it! The key is to do as little as possible – which doesn’t actually sound like good advice, but hear us out.  Fidelity, a large asset manager in the US, has done a study to find out which accounts had… Read more →

What’s the deal with the Medium-Term Budget Policy Statement?

2-3 min read (or getting dressed for your morning run) Finance Minister, Tito Mboweni finally gave the budget speech after it was postponed by a week. “We must rebuild our economy, rehabilitate our public finances and recover from the devastation wrought upon us by COVID-19”, he proclaimed. The Medium-Term Budget Policy Statement (MTBPS) was made on 28… Read more →

Do you know why you want to be financially free?

Financial freedom has become a buzzword made popular by Youtubers, writers and bloggers. Many of us have the goal to be financially free, but far fewer actually attain that goal. One of the reasons for this is that we say we want to be financially free, but have no idea what that actually means, or… Read more →

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Identifying Good Money Habits 🏅

For most of us, having excess money to invest and save at the end of the month seems nearly impossible. Being told to be frugal and trying to not spend money on things we want is easier said than done. With money being perceived as limiting and associated with what we “CAN’T” do rather than… Read more →

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Surviving Lockdown Series Part 1: Financial ignorance isn’t bliss

Regardless of how much money we accumulate, most of our financial decisions are influenced by emotions or impulse. Financial decisions are often the last thing we want to think about due to our busy daily schedules and the perceived complexities around the topic. Even when we do manage to be diligent, there will be times… Read more →

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The Best Debt Repayment Strategies 💳

Debt: the four-letter word which can haunt you or make you feel free. Whatever it makes you feel like, just know that you have the power to control it.  Regardless of the task at hand, every good plan always starts with a good strategy. Today, we will introduce three different strategies to help you reduce… Read more →

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Winter is coming… for your money

With winter arriving, it’s important to not leave your finances out in the cold. Utilities, mainly comprising water and electricity, make up a significant portion of many South African’s budgets.

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The Greatest Investment Ever 🥇

Warren Buffett is one of the most successful investors in the world and has personally amassed over $80 billion during his successful career. He was once asked what he thinks the greatest investment was and his answer surprised many people.

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What’s safer than keeping money in the bank?

The South African Reserve Bank (SARB) has recently given heavily indebted South Africans some breathing room. If you were drowning in debt, you would be applauding the interest rate cuts that have taken place over the last couple of weeks.

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Moving Overseas During A Pandemic ✈️

When a pandemic wreaks havoc across financial markets, investors tend to be overwhelmed by anxiety and uncertainty about the future of the global economy.

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Cybercrime and fraud are on the rise

The global pandemic has resulted in the increased need for access to the internet. But cybercrimes pose a significant risk to our financial wellbeing as they grow in sophistication.

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Broken Traffic Lights 🚦

Let’s imagine you’re at a busy traffic intersection, patiently waiting for the light to turn green.

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Five trends threatening the global economy

Covid-19 is causing a detrimental effect on health systems and economies around the world. However, there are other global risks which haven’t been given as much exposure with Covid-19 dominating global news headlines recently.